HB 132 – Unsecured loans.
Changes the laws regarding unsecured loans of $500 or less, commonly
known as payday loans; prohibits renewals of loans to circumvent
interest rate reductions; prohibits a lender from making a loan to a
person who currently has a payday loan within two weeks of satisfaction
of a previous loan; authorizes the Attorney General to enforce loan
restrictions; limits loan fees and creates a minimum repayment schedule.
HB 279 – Homestead bankruptcy exemption. (See Elder Law)
HB 323 – Mortgage disclosures and reverse mortgages. Changes
the laws regarding certain mortgage disclosures and requires any lender
making a reverse mortgage loan to allow for the repayment of the loan
after the death of the person who entered into the loan.
HB 491 / SB 375 – Tobacco Master Settlement Agreement. Changes
the requirements regarding when funds can be released from escrow
accounts under the Tobacco Master Settlement Agreement.
HB 646 / SB 335 – Disclosure of cigarette sales. Allows the annual number of cigarettes sold by each tobacco manufacturer to be disclosed by the Department of Revenue.
HB 721 – Foreclosures. Requires
a lending institution purchasing property at a foreclosure sale and
selling the property in an amount that exceeds the purchase price to
apply excess amount to any deficiencies or judgments.
HB 816 / HB 817 – In-state purchases with TANF funds. (See Poverty Law)
SB 83 – Sale of deficiency waiver addendums. Allows for the sale of deficiency waiver addendums and other similar products with respect to certain loan transactions.
SB 94 – Loan assistance for energy efficiency. (See Environmental & Energy Law)