SS SCS HB 1384 & HB 2157 — Identity Protection. Specifies the procedures for a person to place a security freeze on his or her consumer report. A consumer reporting agency will remove or temporarily lift a freeze upon the consumer’s request or if the consumer report was frozen due to a material misrepresentation of fact by the consumer. A consumer credit reporting agency must disclose in writing to the consumer a summary of his or her rights under Missouri law. Any person violating these requirements may be liable for any actual damages sustained by the consumer as a result of his or her negligence and the costs and attorney fees associated with any lawsuit.

Any person who has learned or reasonably suspects that he or she has been the victim of identity theft will be allowed to file and receive a copy of a police report with the local law enforcement agency with jurisdiction over his or her residence. If the jurisdiction for the investigation and prosecution of the crime lies elsewhere, the local law enforcement agency may refer the complaint to an enforcement agency in that jurisdiction.

Also specifies that any person who manufactures or possesses five or more fictitious or forged means of identification with the intent to distribute to others for the purpose of committing a crime will be guilty of a class C felony. (Signed 6/30/08)

CCS SS HCS HB 1549, 1771, 1395 & 2366 — Illegal Aliens and Immigration Status Verification. (See Immigration Law)

HCS HB 1893 / SCS SB 1168 — Premium Refund Calculations for Credit Insurance. (See Insurance Law)

SCS HCS HB 2048 — Textbook Transparency Act. (See Education/School Law)

SCS HCS HB 2188 — Mortgage Fraud. (See Administrative Law)

SS SCS HCS HB 2393 — Tax Credit for Mega-Projects in Enhanced Enterprise Zones. (See Taxation Law)

CCS HCS SCS SB 930 & 947 — Transportation. (See Transportation Law)

SS SCS SB 944 — Bond Registration Fees. (See State Government Law)

SCS SB 951 — Emergency Response Within Financial Institutions. (See State Government Law)

SCS SB 967 — Federally Guaranteed Student Loans. (See Education/School Law)

SB 999 — Deceptive Use of a Financial Institution’s Name. Allows the Attorney General to bring a private civil action for unlawful merchandising practices when a financial institution’s name is deceptively used. Currently, only the financial institution may bring a civil action. (Signed 6/25/08)

SCS SB 1009 — Real Estate Transactions. Currently, all moneys accepted by a settlement agent for closing a real estate transaction must be certified funds unless the buyer, seller, or lender is a financial institution. Real estate transactions of less than $2,500 are exempted from the requirement that they be certified funds.

Contains an emergency clause. (Signed 6/10/08)

HCS SCS SB 1034 & 802 — Scrap Metal. Changes laws regarding the sale or theft of scrap metal sales.

Requires purchasers of scrap metal to keep specified records of each transaction. Records are required to be kept for a minimum of 24 months and must be available for inspection by law enforcement. Any person violating this provision will be guilty of a class A misdemeanor. Transactions not exceeding $50 or transactions between scrap metal dealers with fixed business locations are exempt from the record-keeping requirement;

Requires scrap metal dealers to make any payment of $500 or more by check, electronic transfer, or any other method in which a financial institution maintains a record of the transaction;

Prohibits scrap metal dealers from purchasing metal beer kegs of six gallons or more unless purchasing them from the brewer or its representative. Any person violating this provision will be guilty of a class A misdemeanor punishable only by fine;

Prohibits scrap metal dealers from purchasing items such as cemetery monuments, manhole covers, street signs, bleachers, or guardrails that are identifiable as belonging to a cemetery, monument owner, political subdivision, electric cooperative, or utility. Any person violating this provision will be guilty of a class B misdemeanor; and

Specifies that any person who steals or appropriates any wire, electrical transformer, metallic wire associated with transmitting telecommunications, or any device or pipe associated with conducting electricity or transporting natural gas or other combustible fuel will be guilty of a class C felony. (Signed 5/21/08)

CCS HCS SCS SB 1181, 1100, 1262 & 1263 — Energy and Environment. (See Environmental/Energy Law)

SCS SB 1235 — Missouri Uniform Trust Code. (See Probate/Elder Law)